Consultant Insurance
Insurance Information
Utah’s Department of Transportation (UDOT) requires all prime consultants to have current insurance coverage before execution of a contract. Consultants must submit a compliant Acord 25 Certificate of Liability Insurance, specifying each required type of insurance, along with Health Insurance Statements (if applicable based on contract value), as part of the Financial Screening Application (FSA) process. Failure to provide these documents at the time of FSA submission may result in delays in processing of contracts or modifications.
Insurance coverage must remain in effect until all contract-related activities with UDOT are completed and accepted. If a project’s insurance requirements exceed the minimum coverage, UDOT may require the consultant to obtain additional insurance. The UDOT/Local Government (LG) Project Manager and the consultant may use the Consultant Services Professional Liability Risk Assessment to evaluate any additional insurance needs.
For details on required coverage types, policy limits, and a sample Acord Insurance Certificate outlining mandatory elements, refer to the links below:
| Link | Description |
|---|---|
| Insurance Requirements | Details mandatory insurance coverage, requirements, limits, documents, and coverage exceptions. |
| Insurance Matrix | This table is designed to help consultants quickly identify required insurance documents for their UDOT contract. |
| Health Insurance Actuary | Compliance Form used to certify Qualified Health Insurance Coverage for Prime contracts over $2M and subcontracts over $1M. |
| Sample Acord Certificate & Endorsement Language | An example Acord Certificate with sample language and guidance for additional insured endorsements. |